The SmartHome Loans offers customers the ability and flexibility to comfortably meet their financial needs. This product is specifically for financing consumer needs such as Home improvement /construction as well as Home upgrades.
This Loan is for both individual Women & Men, Institutions etc.
- Specially tailored to the clients personal development needs
- Flexible loan period
- Payable in manageable monthly installments
- Conveniently meet children’s education needs
- Borrowers must be 18 years of age & above
- An account at FTB through which their loan will be disbursed and paid.
- Must have a clearly identifiable regular source of income as evidenced by bank statements.
- Registration to CRB is mandatory
- Sufficient collateral for the loan
- Spousal Consent for married customers where collateral used is land, buildings or chattels.
- One reputable guarantor where necessary.