SmartHome Loan


The SmartHome Loans offers customers the ability and flexibility to comfortably meet their financial needs. This  product  is specifically for financing consumer needs such as Home improvement /construction as well as Home upgrades.

This Loan is for both individual Women  & Men, Institutions etc.


  • Specially tailored to the clients  personal development needs
  • Flexible loan period
  • Payable in manageable monthly installments
  • Conveniently meet children’s education needs


  • Borrowers must be 18 years of age & above
  • An account at FTB through which their loan will be disbursed and paid.
  • Must have a clearly identifiable regular source of income  as  evidenced by bank statements.
  • Registration to CRB is mandatory
  • Sufficient collateral for the loan
  • Spousal Consent for married customers where collateral used is land, buildings or chattels.
  • One  reputable guarantor  where necessary.