SME / Micro / Corporate Loans


The SME / Micro / Corporate Loans enables customers meet their Business Financial requirements as they pay back in manageable installments. It is specifically for financing Working capital requirements in SME / Micro / Corporate Loans. This Loan is for both individual Women & Men, businesses, companies, Institutions etc.


  • Increase your working capital
  • Payable in manageable installments
  • Flexible loan period
  • Loan size varies with your business requirement and collateral
  • Under the overdraft facility The individuals and corporate current account holders are allowed to draw above their bank balance to ease their business cash flow needs.
  • Enables SACCOs & VSLAs to on lend sufficient loan amounts to their members.
  • Allows Invoice/LPO discounting & contract financing


  • Borrowers must be 18 years of age & above
  • An account at FTB through which their loan will be disbursed and paid.
  • Must have a legal business that has been in existence for at least 6 months.
  • Registration to CRB is mandatory
  • Sufficient collateral for the loan
  • Spousal Consent for married customers where collateral used is land, buildings or chattels.
  • One  reputable guarantor
  • For Micro & small loan borrowers. No Guarantors required for SME loan borrowers